High yield investments sound great on paper, high returns and more money in your pocket. But, the truth is investments that hold a high yield are often met with a fair amount of uncertainty and scepticism.
Does this always have to be the case? It is possible to find high return investments that are reliable and can be met with a good amount of certainty. If you’d like to understand more about high yield investments and where to find them, you’re in the right place.
Let’s start by looking at what counts as a high yield investment.
High yield investments are investments that are associated with additional return or a higher level of return. Higher return often means higher risk and as such should be heavily considered before making any rash decisions.
Returns and risk go hand in hand, and it’s up to you to decide how much you’re prepared to balance risk and reward. It’s important to understand the factors that contribute to the uncertainty of these investments; what causes those returns to go up and down? Can you better manage this risk if you’re in an understanding of these factors?
These factors can include both micro and macro environmental factors, such as competitors, the introduction of new legislation, social factors, economic growth and decline etc. are all contributing factors you should understand and consider when looking at high yield investments.
It’s easy to let the risk of investing put you off from winning big, it’s normal to be sceptical when met with a good investment opportunity. But does that mean you should miss out?
There may be several reasons you’re shying away from high return investing:
There are always going to be a million reasons not to do something, but it’s like winning the lottery – you can’t win if you don’t buy a ticket. Besides, while the risks are present there are numerous benefits which in most cases outweigh these (if managed correctly).
If you’re new to investing and are looking for a means to get your foot in the door, have a read our ‘Beginners Guide To Investing’ article to get yourself up to speed.
This may be an obvious one to point out, but it’s the most prominent. High yield investments are met with the highest returns, whether that’s producing passive income or a lump sum as a result of a short term investment.
As a result of the higher yields available, high return investments generally offer a higher rate of return than most standard investments, rising well above the cost of inflation.
Diversifying your investments should always be a considerable factor when looking at adding to your portfolio. Ensuring your portfolio is diverse and when possible at opposite ends of the spectrum as possible.
This will ensure that when some investments tank, there are assets that remain intact or in fact even see a positive effect.
By investing in high yield investments that offer a more stabilised rate of interest, this can act as a sort of ‘counterweight’ to those investments that are more likely to fluctuate. Meaning when economic factors such as a recession are present, assets that have a variable interest may see a drop whereas high return assets will remain positive.
Earning an additional income is something that most people dream of, with the idea that it’s always going to be out of reach. Whether purchasing a property and renting it out or having a diverse portfolio providing multiple income streams – earning additional income isn’t as out of reach as you may think.
Investing in high yield investments can enable you to ‘win big’ in a large lump sum or residual considerable monthly instalments. So now, saving for a holiday, allowing you to live more comfortably, reaching retirement sooner, putting a deposit on a new house are all within reach.
While beating the cost of inflation may be an expected benefit of high return investments, that is not always the case. Particularly with savings accounts and ISAs it’s not always guaranteed that your money will scale alongside the cost of inflation, nevermind beat it.
Inflation as a general rule can drift anywhere between 1% (low inflation) and 5% (high inflation), meaning that your money one year later is either 1 or 5% less valuable.
With high yield investments, you can almost guarantee that your money will rise well above the cost of inflation. Meaning you can do more with your money than just maintain its current worth.
Usually, when you think of high yield investments, the first to spring to mind is bonds. High yield bonds along with high yield savings accounts are the probably the most widely known type of investments.
However, fortunately for those looking for versatility and diversity in their portfolios, there are alternatives to high yield bond investments that can be explored.
High yield bonds are the perfect example of risk vs. reward. They offer a high rate of return through higher yields but have a much higher risk of default.
While there are certainly a lot of disadvantages to investing in high yield bonds, the one major benefit is that they take priority over stocks. If a company were to default or go into liquidation, bonds may seem pointless. But, high yield bonds actually take priority over stocks and are the first to receive a payout.
It’s often difficult to weigh up the stability of bonds because they are designed as such. They provide a much higher yield than most other investments but are less liquid, affected by changes to credit ratings, interest rates and have a higher risk of default.
High yield savings accounts provide a much higher rate of interest and therefore return than standard savings accounts, such as ISAs. While the national average for interest rates on savings accounts is 0.1%, high yield savings accounts are usually 5 to 20 times higher than this.
Sometimes offering a rate of 2% or higher on investments, while this is much higher than the average this still may not be enough to beat the cost of inflation depending on the economic year.
Usually, by utilising the high interest, you are sacrificing flexibility. With high yield savings accounts, this can mean dealing with required deposits, fees, and limited access to your money.
A buy-to-let-property can be much more demanding than any other investment, simply because you’re essentially running a small business, one that is accompanied by strict legal responsibilities.
You not only have to consider your earnings but your tenants, the upkeep of the property, delayed payments, not being able to find tenants, the amount of rent you can charge etc. And that’s even before paying mind to landlords insurance, builders insurance and stamp duty land tax.
There are a lot of external factors that are completely outside of your control that can decide the profitability of letting your property. While this means of investing provides a substantial gain, both through residual income and when the time is right, selling your property – this is not always the case.
The yield of rental properties can drastically differ based on these factors, so while a good rental yield would be around 7% you cannot guarantee you will receive this.
Investing in car leasing is a high yield investment that doesn’t always receive the same attention that other more traditional investment methods do.
We’re all familiar with the concept of “buy to let” most prominently in properties. But buy to let cars is a concept that is more fresh and can be just as if not more profitable than renting properties.
Here at Buy2LetCars we provide a hassle free, simple and profitable means of high yield investing. Our investments provide a mixture of residual monthly income and a final lump sum, that equates to 7-11% interest depending on the amount of your investment.
We know what you’re thinking, that sounds great – but how does it work?
At Buy2LetCars we work hard to ensure that your investments are met with the high returns you deserve. Our whole business model is designed to deliver high returns and transparency, all tied up in a socially responsible package.
It’s no secret that your investments include monthly repayments, on top of the lump sum at the end of the investment period.
Speaking of which, your money is invested over a three year period in which time you’ll receive monthly repayments alongside an impressive 7-11% return on your initial investment.
It’s important to us that our investors know where their money is going, and as such we are completely transparent about our business model. Your investment funds are used to purchase a fleet of vehicles, which are then leased on a 36 month period.
Don’t worry. We manage all the ins and outs so you can invest, sit back and watch the money come in.
When you invest with Buy2LetCars you’re not just investing for a return, you’re investing to make the most out of your money. By investing your money smartly in our high yield investment method we’re able to maximise your earnings through additional residual income and a large lump sum.
Our returns are calculated right from the beginning of your investment, these rates do not change. The interest that is advertised to you initially is the rate that you receive for the entire three year investment period.
Our investments start at £7,000 and work upwards, the more you have to invest the more interest is available. So whether you have £7,000, £10,000 or even £100,000 to invest, we provide a scalable solution to help you make the most out of your investment.
Our interest rates are much higher than traditional investment strategies, beating savings accounts and ISAs, well above inflation. Our interest rates start at 7% and can reach 11% depending on how much you invest.
While other investments may struggle to beat the cost of inflation, even at its lowest, our investments provide a simple, trusted return over a 36 month period.
Never has high yield investments been so easy. The funds are paid directly into your bank account each month, without fault
Here at Buy2LetCars we pride ourselves on being 100% transparent. Call us an open book, but with something as important as investing we give you all the details so you’re able to make an informed, confident decision.
We work to make our process clear from the very beginning, how much you invest, how much you make, how long, all simply laid out. And through providing such a simple yet effective investment, we have a zero funder default, never missing a payment to anyone of our investors.
Many of our investors have realised that B2LC is one of the best ways to invest for a high return. So whether you’re looking to generate a deposit for a house, pursue early retirement or fund a relaxing holiday – it all starts with making the most out of your money.
Our investments start at £7,000 and work all the way up to £200K plus. We offer a comprehensive range of high yield investment opportunities, with interest from 7-11% IRR.
Using our returns calculator you can work out exactly how much you can make from ethical investing.
Buy2LetCars offers high yield investments that are sure to appease any uncertainty and doubt. Our investments are tried and tested and backed up by all our satisfied customers. Why not see if high yield investments are right for you?
If you are interested in our investment opportunities, contact our team today on 0203 823 1032, or get in touch using our enquiries form. If you prefer a face to face chat, come and meet us at our walk-in centre, found at 1 Bell Parade, Glebe Way, West Wickham, BR4 0RH.
We offer a no-obligation online presentation delivered by one of our experienced Consultants at any time convenient to yourself. Just click the button below to book your appointment.