There are always risks with Investments

Estimated performance

Our website contains information about projected returns. The projected returns are based on the interest which end-users are required to pay as part of the car hire fees on the vehicle which you fund. If the end-user fails to pay their car hire fees then the actual returns paid to you may be lower than expected. We take steps to ensure that end-users continue paying the fees that they owe, including by fitting Smart Telematics and Tracking devices to each vehicle, which means that the vehicle will be immobilised if an end-user does not pay their monthly fees. One of our group companies can then take steps to recover the vehicle. Please refer to our FAQs for more information about this process.

Duration of investment

Investing using Buy2LetCars is a three year investment. You will not be able to exit your investment before the expiry of this three year term, which means that investing using Buy2LetCars may not be for you. Please carefully consider the amount you would like to invest and also whether you will need to access your money within the next three years. Any investment you make with Buy2LetCars is illiquid, which means that you cannot sell it to anyone else in order to release your money.


It is widely accepted that investments should be diversified across a number of different investment classes. The investment opportunities offered by Buy2LetCars are three year investments, so it may be advisable that you invest your money in other more liquid investments as well. In particular it may be advisable to invest the majority of your disposable assets in liquid investments which you are able to access more easily.

Loss of capital

In certain circumstances you may receive back less money than you invested. These circumstance would arise where an end-user ceased paying their car hire fees and then Buy2LetCars were unable to rent the relevant vehicle to another end-user. Buy2LetCars would then attempt to sell the vehicle in order to return your money to you.If the amount realised from the sale is less than you invested, Buy2LetCars agrees to make up any shortfall in this amount, up to 85% of the amount you invested.Please also note that this agreement is contingent on Buy2LetCars being able to pay this amount, so if the company or group were to fail you may be exposed to additional loss of capital. In these unlikely circumstances you would be able to enforce any legal charge you hold over the relevant vehicle, in order to attempt to recover your investment amount or the vehicle itself.

Day to day control

Any investment you make with Buy2LetCars involves you giving day to day control over your investment to Buy2LetCars or one of its group companies. This arrangement is different to some other investment types, which may allow investors to control their investments, the length of time they hold them and other key decisions. We will make decisions on your behalf and will attempt to ensure that you receive the returns you are expecting.


It is your responsibility to make sure that you are aware of any tax obligations or risks that might apply to you as a result of an investment with Buy2LetCars. We advise that you consult with an appropriately qualified tax adviser about your individual tax position. Your tax position will depend on your individual circumstances and may be subject to change in the future.

Financial Services Compensation Scheme

Any investment you make with Buy2LetCars is not covered by the Financial Services Compensation Scheme (FSCS). Further information about the FSCS, eligibility and how individuals may be able to claim is available at, or by calling free on 0800 678 1100.

Important Notice
Your capital may be at risk. The value of your investment may reduce in value and actual returns may be lower than expected. Past performance is not a reliable indicator of future returns. IRR stands for Internal Rate of Return and illustrates the monthly reducing balance of the loan over the term. Please familiarise yourself with the risks involved by reading our FAQs and Key Risks detail on this page.